Car loans, credit card accounts, mortgages, student loans, and other debt held by U.S. individuals climbed to a record $18.8 trillion in last year’s final quarter of 2025, an increase of $4.6 trillion from 31 December 2019, according to the Federal Reserve Bank of New York’s Quarterly Report on Household Debt and Credit.
As of 31 March, debt owed by the U.S. federal government exceeded the total value of the entire U.S. economy.
Until recently, low-earning households were the almost exclusive clientele credit counselors served.
Central banks engineer dependency on their debt-based fiat system. FULL-STOP.
A newly released poll found that nearly two-thirds of Americans agree that a four-year college education is not worth the price or pain.
Core law… the system runs only on new debt. PERIOD. Debt must grow exponentially to keep prices, payrolls, and asset values from stalling. If the flow slows… credit freezes, cards/settlements fail, and the machine locks up.
Let’s just start off with this… The debt spiral can’t be undone. With that, “the system” can only live by devouring itself faster.
CORPORATE DEBT RISK: This IS The Silent Collapse. And Its Building Beneath the Market/Economy.
As Europe’s economy continues to struggle, Donald Trump’s arrival in the Oval Office has unleashed a new burst of enthusiasm in the already-thriving U.S. economy.
Not since the run up to the March 2000 stock market crash, (Dot-com bubble), have we seen the stock market do what it is doing right now.